| Stamp Duty Land Tax (SDLT)
| Optional text pointing out that HMRC treats properties held in trust for minor children as parental assets, potentially triggering the 3% Higher Rate Surcharge. Relying solely on client representations creates significant liability risks and exposure to future HMRC investigations.
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| Planning Permission - Discharge conditions (Indemnity Insurance Declined)
| Unresolved planning conditions constitute an ongoing breach of control, exposing owners to unpredictable enforcement costs and potential criminal liability. Such liabilities significantly diminish property marketability and future value. This draft wording addresses the concerns
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| Solar Panel Installation (Owned Outright)
| Include this wording to mitigate professional negligence risks arising from shifting lender requirements and structural load issues. It ensures clients are warned about future salability and refinancing constraints.
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| Part V of the Housing Act 1985
| Draft wording to clarify statutory easements and reciprocal repair rights. It protects against negligence by defining the long-term legal obligations of estate integrity.
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| Invasive Species in the Area
| Adopt or adapt this wording to mitigate negligence risks by disclosing off-site invasive species threats. It warns clients of potential impacts on future mortgageability, property value, and long-term structural integrity.
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